Clear Skin, On Your Terms
Now Available In Your Health Plan
Treat painful psoriasis or eczema with clinically proven phototherapy that’s covered by your benefits.1
Zerigo is safe, effective, and done in your own home.2
No waiting rooms. No hassle. Just better skin, made easy.
A wellness program from
NCSMIG and Blue Shield
Check out the latest issue now!
Live Well, Be Well
Welcome to the Web site for North Coast Schools Medical Insurance Group. The North Coast Schools Medical Insurance Group (NCSMIG) is a California Joint Powers Authority (JPA) formed by Humboldt, Lake, and Siskiyou County school districts, community colleges and offices of education for the purpose of self-funding employee Medical, Dental, and Vision benefits.
About Us
Formed as a Joint Powers Authority, NCSMIG was founded in the late 1970s in response to continued changes in the California insurance marketplace. As a California public entity, NCSMIG is comprised of K-12 school districts, county offices of education. It has continued to grow and evolve, and now encompasses membership from Humboldt, Siskiyou and Lake counties. The programs are run by a board of at-large and permanent directors, as well as representatives from both the CTA and CSEA union groups.
- The Zerigo Health Solution is available through your healthcare benefits as a value-added service. You may have to pay a copay or coinsurance if you see your doctor to get a prescription for phototherapy treatment.
- The Zerigo Health Phototherapy System is an ultraviolet-light-emitting medical device. It is intended for use in localized phototherapeutic treatment of dermatologic conditions such as psoriasis, vitiligo, atopic dermatitis(eczema), seborrheic dermatitis, and leukoderma on all skin types (I-VI). The device can be used in the comfort of a patient’s home or in a physician’s office. Individual results may vary. U.S. federal law restricts this device to sale by or on the order of a physician.